Is the phrase, Free ATM withdraws grammatically correct? The Phrase Free ATM Withdraws is a wrong one. You might have seen this phrase probably in a BANK BULLETIN. The right phrase to be used in a context is: • Free ATM withdrawals are not allowed. • Every ATM withdrawal is taxed. Withdraw is a Verb. It should not be used as a noun. The noun form of this verb is withdrawal. COURTESY : THE HINDU - INDIA